Social Security Tax Calculator

Determine exactly how much you contribute to Social Security from your paycheck.

Calculate Social Security Tax

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Understanding Social Security Tax

Social Security tax is a payroll tax mandated by the Federal Insurance Contributions Act (FICA). It funds the Social Security program, which provides retirement, disability, and survivorship benefits.

2025 Tax Rate and Limits

  • Tax Rate: The Social Security tax rate is 6.2% for employees. Employers match this amount.
  • Wage Base Limit: For 2025, the tax only applies to the first $168,600.00 of your earnings. Any income earned above this limit is not taxed for Social Security.

If you are self-employed, you are responsible for paying both the employee and employer portions, totaling 12.4%. However, you can deduct half of this tax when filing your federal income tax return.